Would You Like To Become a Go Insurance Distributor?
Give your clients travel insurance they’ll actually thank you for. Go Insurance New Zealand is a Lloyd’s coverholder offering NZ travel insurance through goinsurance.co.nz – built for the travellers other insurers turn away, with claims handled in-house and commission on every policy you write.
Whether you’re a travel agency, tour operator, insurance broker or financial adviser, partnering with Go gives your business a product range your clients won’t easily find anywhere else in the New Zealand market – and a team that actually answers the phone.
Choose the Pathway That Fits Your Business
Travel Insurance Your Clients Will Actually Thank You For
Most travel insurance is a race to the bottom: cheapest price, thinnest cover, offshore call centres and a claims process designed to wear people down. Go Insurance was built to be the opposite. As a Lloyd’s coverholder with binding authority, we design our own products, make our own underwriting decisions and handle our own claims – so when your client needs an answer, they get one from the people who issued the policy.
For your business, that means fewer awkward conversations, fewer declined clients and a travel insurance partner your reputation is safe with. You recommend us once; your clients come back on their own.
Six Reasons to Make Go Your Travel Insurance Partner
Everything below is standard for every Go Insurance partner – no tiers, no minimum volumes to unlock support.
Backed by Lloyd’s
Go Insurance is a Lloyd’s coverholder with binding authority. Every policy carries the security of the world’s leading specialist insurance market – a name your clients already trust, and a strength few NZ travel insurance brands can match.
Claims Handled In-House
No outsourced claims farms. Claims are managed by our own team, so your clients deal directly with the people who issued their policy – and you’re never stuck apologising for a third party. See how we handle claims support when it matters.
Real People, 24/7 Emergency Assistance
Your clients speak to real people across Australasia on a New Zealand freephone – 0800 082 647 – with 24/7 emergency assistance on +64 9 918 2505 wherever in the world they are. Full details on our contact and emergency assistance page.
Commission on Every Policy
You earn commission on every policy written through your business – leisure, group or corporate. Travel insurance stops being an afterthought and becomes a reliable revenue line you control.
Quote and Issue Online, Instantly
Our online portal lets you quote, bind and issue policies in minutes, with the Certificate of Insurance delivered straight to your client. No paperwork shuffles, no waiting on an underwriter to get back to you.
Products That Flex to Your Clients
Binding authority means we’re not stuck reselling someone else’s rigid product. Unusual itinerary, unusual activity, unusual client? Talk to us – our answer starts at “how do we make this work”, not “computer says no”.
We Say Yes Where Others Say No
Every travel business knows the clients who get turned away everywhere else. They’re the reason Go exists. We cover:
Stop Saying “Sorry, We Can’t Help”
Every declined client is a booking that walks out the door – and often takes the rest of their travel spend with them. Partnering with Go means the difficult cases become business you can actually write.
Your consultants close more sales, your clients stay in your ecosystem, and your business earns commission on travellers your competitors simply cannot serve. That’s the pitch – and it’s one no mainstream travel insurer in New Zealand can copy easily.
Cover Your Clients Won’t Find Elsewhere
These are the products that turn a quote conversation into a “where do I sign” conversation – the standouts of the Go Insurance New Zealand range.
Cover That Doesn’t Stop When the News Starts
Go policies include automatic medical and personal accident cover where a new and unexpected war or armed conflict breaks out during your client’s trip – protection most policies switch off exactly when it’s needed. Subject to the Policy Wording and War Endorsement terms.
Go Ultra with CFYR
Go Ultra offers Cancel For Your Reason cover – so your client can cancel for personal reasons that standard cancellation cover would never touch. A powerful close for premium bookings and nervous travellers, subject to the Go Ultra Policy Wording.
Group Travel Insurance
Sports teams, school trips, clubs and tour groups covered on one policy, with one Certificate of Insurance and none of the admin of insuring every traveller separately. If you organise group travel, this is the product that keeps it simple – and keeps the whole booking with you.
Destination Wedding Insurance
Rings, wedding attire, celebrant fees, the lot – specialist protection for wedding-specific items and costs that ordinary travel insurance ignores. If you book destination weddings, this cover sells itself alongside every package.
A Full Product Shelf From Day One
Partners can quote and issue across the full Go Insurance New Zealand range:
Tailor Cover to the Trip
Optional cover your clients can add during the quote process to match how they actually travel:
Pick Your Pathway and Apply Today
Each form takes just a few minutes. Our partnerships team reviews every application personally and will come back to you promptly.
Become a Go Insurance Distributor
For travel agencies, tour operators, booking specialists and travel businesses that want to offer Go Insurance travel cover directly to their clients and earn commission on every policy.
My Agency Already Offers Go Insurance
For consultants and team members at travel agencies that already hold a Go Insurance distribution agreement. Register as an agent to get your own login for the quoting portal.
Request a Terms of Business Agreement
For general insurance brokers and financial advisers who want to place travel cover with Go for their clients under a Terms of Business Agreement (TOBA).
Not Sure Whether You’re a Distributor or an Agent?
The quickest way to tell: if your agency already offers Go Insurance to clients, you’re an agent – use the agent form, not the distributor form. The distributor form is for setting up a business that doesn’t have an account with us yet.
If your agency has never sold Go Insurance, or you’re not sure, call us on 0800 082 647 and we’ll point you the right way.
From Application to Your First Policy
Getting set up with Go Insurance New Zealand is deliberately simple – most partners are up and running quickly.
Apply Online
Complete the distributor application, request a TOBA if you’re a broker or adviser, or register as an agent if your agency already offers Go. It only takes a few minutes.
Talk to Our Team
Our partnerships team contacts you to understand your business, your clients and the products that fit best.
Sign and Set Up
We finalise your agreement, set up your portal access and train your team so everyone can quote with confidence.
Start Writing Business
Quote, issue and earn commission from day one – with our team on hand whenever you need underwriting help.
Becoming a Go Insurance Partner – Frequently Asked Questions
The questions travel businesses, brokers and advisers ask us most about partnering with Go Insurance New Zealand.
What is the difference between a distributor and a TOBA?
A distributor is a travel business – such as a travel agency or tour operator – that sells Go Insurance policies directly to its clients. A TOBA (Terms of Business Agreement) is the arrangement we offer general insurance brokers and financial advisers who place travel cover with Go on behalf of their clients. If you sell travel, apply as a distributor; if you advise on insurance, request a TOBA.
My agency already offers Go Insurance – do I still need to apply?
No – if your agency already offers Go Insurance, you’re an agent rather than a new distributor. Complete the agent registration form ↗ and we’ll set up your own login for the quoting portal under your agency’s existing agreement.
Do I need a licence to distribute Go Insurance in New Zealand?
The requirements depend on how your business operates and how you intend to distribute cover. As part of the application process, our team will discuss your setup with you and confirm what applies to your situation before anything is signed.
How do I earn money as a Go Insurance distributor?
You earn commission on every policy written through your business. Commission arrangements are confirmed in your distributor agreement or TOBA during onboarding, so you know exactly where you stand before you write your first policy.
What makes Go Insurance different from other travel insurers?
Go is a Lloyd’s coverholder with binding authority, which means we design our own products, make our own underwriting decisions and handle claims in-house. We specialise in the travellers other insurers decline – already overseas, one-way, long-stay, pre-existing medical conditions – and offer products like Cancel For Your Reason, Dental Tourism and Destination Wedding cover that are hard to find anywhere else in New Zealand.
Who handles claims for my clients?
We do – claims are handled by Go’s own in-house claims team, not an outsourced administrator, and our 24/7 emergency assistance team is available on +64 9 918 2505 whenever your clients need urgent help. You can read more on our claims support page.