No. Destination Wedding Cover is a specialist endorsement that must be applied for separately. It is subject to underwriting approval and only applies if it is shown on your Certificate of Insurance.

You can apply online using the Destination Wedding application form. Our underwriting team will review your application and advise whether cover can be offered and on what terms.

Up to $15,000 for irrecoverable wedding costs if your pre-booked wedding is necessarily cancelled or rearranged due to a covered event. Covered events include illness or injury to the wedding party, venue damage, adverse weather preventing the wedding party from reaching the venue, supplier non-attendance and theft or damage to wedding attire where no alternative is available.

Up to $5,000 is available for reasonable additional costs to re-take official wedding photos or video. This covers non-attendance of your contracted photographer or videographer, loss or damage to original footage before copies are made, and failure to develop footage where more than 75% of images are lost. Claims for additional photography costs must be made within 90 days of the wedding.

Yes. Wedding rings are covered for accidental loss, theft or damage up to $1,500 per ring, within the overall $7,500 wedding attire benefit limit. Engagement rings are not included in this definition.

Up to $2,500 is available if a wedding services provider becomes insolvent and cannot deliver their contracted services. You will need a written contract in place with that supplier. Cover does not apply if the financial default had already occurred, or a reasonable person would have expected it, at the time of booking or purchasing your policy.

The wedding party is defined as the two people getting married and their parents or guardians, children, siblings and attendants such as bridesmaids, best man, groomsmen, flower girls and page boys. Illness or injury to any member of the wedding party can trigger the cancellation and rearrangement benefit.

Yes. Up to $7,500 for accidental loss, theft or damage to wedding gifts after they have been gifted to you and entered your possession. Individual limits apply — up to $500 per gift, $500 per voucher and $1,000 for cash gifts.

Up to $2,000 is available if your contracted wedding transport provider fails to meet their obligations due to non-appearance, breakdown or accident. This can cover irrecoverable payments already made or reasonable alternative transport costs.

Yes. Destination Wedding Cover is an endorsement to your Go Insurance travel insurance policy. It must be read in conjunction with your Policy Wording, which contains the standard terms, conditions, exclusions and definitions that also apply to this cover.

Yes. The cancellation and rearrangement benefit can cover the reasonable cost of rearranging your wedding to a similar standard where this would prevent an otherwise unavoidable cancellation. Rearrangement costs are not covered if the rearranged wedding is more than one year after the original cancellation date.

You should keep written contracts with all wedding services providers, invoices, receipts, proof of payment and booking confirmations. Contracts are particularly important — claims relating to supplier failure cannot be accepted without a written contract in place.