Golf Travel Insurance for New Zealand Golfers
Planning a golf holiday overseas? Go Insurance offers Golf optional cover that can be added during the quote process — helping protect your clubs, prepaid green fees and equipment hire while you travel.
Cover is subject to the Policy Wording, limits, conditions and exclusions. Golf optional cover must be selected at time of purchase and shown on your Certificate of Insurance.
How Golf Optional Cover Works
Cover Designed for Golf Holidays
Golf travel often involves more than just flights and accommodation. Whether you’re heading overseas for a dedicated golf holiday, joining friends for a few rounds at a resort course, or travelling with your own clubs — golf trips involve expensive equipment, prepaid green fees and carefully planned tee times.
Go Insurance Golf optional cover is designed to help protect your golf equipment and prepaid golf costs while you travel as a New Zealander heading abroad.
What Golf Optional Cover May Include
Golf optional cover provides selected benefits for golf-related travel events. Subject to the applicable limits, conditions and exclusions in the Policy Wording.
Who Should Consider Golf Cover?
Golf optional cover is worth considering if any of these apply to your upcoming trip.
What Does “Golf Equipment” Include?
For the purposes of Golf optional cover, Golf Equipment includes:
Equipment may be owned or hired for the trip. Cover is subject to Policy Wording conditions.
Golf as a Sport — What’s Automatically Covered
Recreational golf is automatically included as a covered sport and leisure activity under a standard Go Insurance policy.
If you’re only concerned about overseas medical expenses for an injury sustained while playing recreational golf, you may not need Golf optional cover for that purpose alone.
Golf optional cover is specifically designed for golf equipment, equipment hire and unused green fees — not medical cover for golf injuries, which is already included.
How to Add Golf Optional Cover
Adding golf cover to your Go Insurance NZ policy is straightforward — just follow these steps during the quote process.
Get a Quote
Start your quote at goinsurance.co.nz/quote/ and enter your travel details — destination, dates and traveller information.
Select Golf Cover
During the quote process, select Golf optional cover to add it to your policy. You cannot add this after purchase.
Confirm Your Certificate
Complete your purchase and check that Golf optional cover appears on your Certificate of Insurance before travelling.
Travel Confidently
Keep receipts, proof of ownership and booking confirmations for all golf equipment and prepaid fees — you’ll need these if you claim.
Things to Know Before You Travel
Like all travel insurance, Golf optional cover has limits, conditions and exclusions. Key things to be aware of:
Your Pre-Travel Checklist
Golf Travel Insurance — Frequently Asked Questions
Everything New Zealand golfers commonly ask about Golf optional cover with Go Insurance.
Does Go Insurance NZ cover golf equipment?
Yes — Golf optional cover includes selected benefits for loss, theft or damage to your own or hired golf equipment, including clubs, bags, trolleys, waterproof golf clothing, umbrellas and shoes. Golf optional cover must be selected during the quote process and shown on your Certificate of Insurance.
Are unused green fees covered?
Golf optional cover includes unused green or club fees if you have to cancel or curtail your trip for a covered reason. Cover is subject to the limits, conditions and exclusions in the Policy Wording. Keep booking confirmations and receipts for any prepaid golf costs.
Is recreational golf automatically covered under Go Insurance?
Yes. Recreational golf is automatically included as a covered sport and leisure activity under a standard Go Insurance NZ policy. If you only need overseas medical cover for a golf injury, you may not need Golf optional cover — that is designed specifically for equipment, hire and unused green fees.
What happens if my golf clubs are delayed by the airline?
Golf optional cover includes Golf Equipment Hire if your equipment is lost, stolen, damaged or delayed for more than 12 hours while travelling. This helps ensure you can still play while your clubs are being recovered or replaced. Keep the airline’s written report of the delay.
Do I need to declare my golf equipment before I travel?
You do not need to pre-declare equipment values to Go Insurance before departure. However, you should keep receipts and proof of ownership for your golf clubs and gear. If you claim, you will also need proof of any prepaid green fees or golf packages that are part of your claim.
Is damage to golf clubs while I’m playing covered?
No. Golf optional cover does not cover damage sustained to golf equipment while it is in use, or deliberate damage and gross misuse. Cover applies to loss, theft or damage during transit and storage, subject to Policy Wording conditions and exclusions. Read the Policy Wording before purchasing.