If you need to be repatriated and the policy is able to respond, you will be repatriated to your normal country of residence.
If you are travelling on a one-way basis, you will be repatriated to your final destination country (nominated at the time of policy purchase).
If you are travelling on a return basis, you will be repatriated to New Zealand.
Whilst it will often be possible for treatment to be provided locally, transfer to another region or country may be considered as an alternative to repatriation. Each claim is assessed on a case-by-case basis in consultation with our medical advisers and the treating medical practitioners to ensure that you receive whatever treatment is medically necessary in the circumstances.

